Disclosures and Privacy

Who runs this site

My One Crore is run by Nandi Nivesh Private Limited, Pune, an AMFI-registered Mutual Fund Distributor, ARN-223451. You can check a distributor's registration on the AMFI website (amfiindia.com). The guides on this site are written by Rohit Gyanchandani, who is also a director of Nandi Nivesh Private Limited. Contact: hello@myonecrore.com.

Regulatory disclosures

Nandi Nivesh Private Limited is an AMFI registered Mutual Fund Distributor. It is not a SEBI Registered Investment Adviser. Its full regulatory disclosures are published at nandinivesh.com/disclosures. They cover the distributor details, the AMC registration table, the commission and brokerage disclosure and the grievance contact. Please read them before you invest through us.

What this site is

The planner and the guides are for education. They show how SIP maths works. They are not investment advice and not a recommendation to buy or sell any scheme. We do not name schemes on this site.

Illustrations and assumptions

Every figure uses a steady yearly return that you choose (8%, 10% or 12%) and monthly compounding. Real market returns are uneven, can be lower than shown and can be negative. The fund mix shown after the questions is a general education range, not advice for your situation. Figures are before tax, exit loads and expenses.

Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance does not guarantee future results.

How we are paid

As a mutual fund distributor we earn a commission from fund houses on regular plans of the funds you invest in through us. It is paid by the fund house out of the fund's expenses, and you do not pay us a separate fee. Direct plans carry no distributor commission. If you ask us for help, we will explain this, and the commission on any fund we suggest, before you invest. Our current commission rates by fund category are on the regulatory disclosures page at nandinivesh.com/disclosures.

Privacy notice

What we collect. If you fill in a form we collect your name, mobile number, and what you chose in the planner (monthly amount, years, raise, return and style answers). We also record which page or link you came from.

Why. To reply to your request, call or message you about it, and to understand which pages help people. We do not use your details for anything else without asking.

Who sees it. Our team and the tools we use to store and send messages. We do not sell your details.

How long. We keep them while you are in touch with us and for a reasonable period after, then delete them.

Your choices. You can ask us to correct or delete your details, or to stop contacting you, by writing to hello@myonecrore.com.